Terms of Service

1. Acceptance of Terms

By accessing, browsing, registering for, purchasing, or using the Services in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any additional policies referenced herein, including our Privacy Policy and Refund Policy.

If you do not agree to these Terms, you must not access or use the Services.

These Terms apply to all users of the Services, including visitors, purchasers, subscribers, and any other individuals who access the Services, whether or not they create an account.

We reserve the right to modify these Terms at any time. Continued use of the Services after any such changes constitutes your acceptance of the revised Terms.

2. Description of Services (Educational Purpose Only)

Optional Aging provides educational and informational content related to longevity science, preventive health, lifestyle optimization, and general wellness topics (the "Educational Content").

The Services are intended solely for general educational and informational purposes. All content provided through the Services is designed to increase knowledge and understanding of health-related topics and is not individualized, not personalized, and not tailored to any specific person's medical history, condition, or circumstances.

Optional Aging makes no guarantees regarding outcomes, results, or improvements related to the use of the Services.

3. No Medical Advice

The Services and all content provided through Optional Aging are provided for educational and informational purposes only.

The Content does not constitute medical advice, clinical advice, diagnosis, treatment, or healthcare services of any kind. Nothing contained in the Services is intended to be, or should be construed as, medical advice or a substitute for professional medical care, diagnosis, or treatment.

You should not use the Content to diagnose or treat any health condition, or to make decisions regarding medical care, medications, supplements, or other health-related interventions. Always seek the advice of a qualified, licensed healthcare professional regarding any medical condition or health concern.

Never disregard, delay, or alter professional medical advice from your healthcare provider because of information obtained through the Services.

4. No Doctor-Patient Relationship

Use of the Services does not create a physician-patient relationship, healthcare provider-patient relationship, or any other clinical relationship between you and Optional Aging, its instructors, contributors, employees, contractors, or affiliates.

This remains true even if:

• The Content discusses medical or health-related topics
• The instructor or contributor is a licensed physician or healthcare professional
• You submit questions, comments, or feedback
• You participate in discussions, community features, or live or recorded sessions
• You have paid for access to the Services

No physician-patient relationship is formed under any circumstances through your use of the Services.

5. Not a Replacement for Your Healthcare Provider

The Services are not intended to replace the relationship between you and your licensed healthcare providers.

Before making any health-related decisions, including but not limited to starting, stopping, or changing medications, supplements, diet, exercise, or other lifestyle interventions, you should consult with your own licensed healthcare provider.

Any reliance on the Content in lieu of seeking professional medical advice is done solely at your own risk.

6. No Individualized Advice or Treatment Plans

All Content provided through the Services is general in nature and is not personalized or customized for any individual user.

Optional Aging does not provide individualized medical advice, treatment plans, prescriptions, diagnoses, or personalized recommendations. The Services do not include one-on-one medical consultations or clinical evaluations.

Users are solely responsible for how they interpret and apply the information provided through the Services.

7. Assumption of Risk and Use at Your Own Risk

You acknowledge and agree that participation in the Services and use of the Content involve inherent risks, particularly where the Content relates to health, wellness, lifestyle, or preventive practices.

You voluntarily assume full responsibility for any risks, injuries, losses, or damages, known or unknown, that may result from your use of the Services or reliance on the Content.

By using the Services, you acknowledge that individual results may vary and that no specific outcomes, benefits, or improvements are guaranteed.

8. Limitation of Liability

To the fullest extent permitted by law, Optional Aging, its owners, officers, directors, employees, contractors, instructors, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your access to or use of the Services or the Content.

This limitation applies to, but is not limited to, claims related to:

• Personal injury or adverse health outcomes
• Errors, omissions, or inaccuracies in the Content
• Reliance on the Content
• Technical issues, interruptions, or unavailability of the Services

In no event shall Optional Aging's total liability exceed the amount you paid to Optional Aging during the twelve (12) months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless Optional Aging and its affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses arising out of or related to your access to or use of the Services, your violation of these Terms, or your violation of any applicable laws or regulations.

10. Intellectual Property Rights

All content and materials provided through the Services are the property of Optional Aging or its licensors and are protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Content solely for your personal, non-commercial educational use.

You may not copy, reproduce, distribute, modify, sell, license, or otherwise exploit any part of the Services or Content without the prior written consent of Optional Aging.

11. User Conduct

You agree not to:

• Use the Services for any unlawful, fraudulent, or harmful purpose
• Violate any applicable laws or regulations
• Misrepresent your identity or affiliation
• Interfere with or disrupt the operation of the Services
• Copy, distribute, or share the Content in violation of these Terms

Optional Aging reserves the right to suspend or terminate your access to the Services, without notice or refund, if you violate these Terms.

12. Payment, Access, and Refunds

Access to certain Services may require payment of fees. By purchasing access to the Services, you agree to pay all applicable fees as described at the time of purchase.

All payments are processed through third-party payment processors. Optional Aging does not store or control your payment information.

Refunds, if available, are governed by Optional Aging's Refund Policy, which is incorporated by reference into these Terms.

13. Termination of Access

Optional Aging reserves the right, in its sole discretion, to suspend, restrict, or terminate your access to the Services at any time, with or without notice, for any reason, including but not limited to violation of these Terms.

All provisions of these Terms that by their nature should survive termination shall survive, including intellectual property rights, disclaimers, limitations of liability, indemnification, and governing law.

14. Disclaimer of Warranties

The Services and all Content are provided on an "as is" and "as available" basis. Optional Aging makes no representations or warranties of any kind, express or implied, regarding the Services or the Content.

Your use of the Services is at your sole risk.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles.

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in Michigan, unless otherwise required by law.

You and Optional Aging agree that any dispute resolution proceedings shall be conducted on an individual basis and not as part of a class, consolidated, or representative action.

16. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

17. Changes to These Terms

Optional Aging reserves the right to update or modify these Terms at any time. Any changes will be effective upon posting the revised Terms on the website. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.

18. Contact Information

If you have any questions regarding these Terms, you may contact Optional Aging at: